Replying to @⁨tauisgod@lemmy.world⁩

Yeah, I was in a room with a customer that said point blank “even if it costs us more in opex within a year than buying it as capex, we would rather rent the stuff as opex”

Some accounting bullshit makes them hate having anything that they must count as an “asset” that goes down in value over time. Better to burn the money as “expense” than to have to manage the value burning off over years as “depreciation”.

Replying to @⁨LadyMeow@lemmy.blahaj.zone⁩

Here’s a solution for you. Use your old MacBook, the one with 2GB of RAM. Use your old copy of Office 2008, the one that requires no subscription and offers no AI assistant. Stop paying for Spotify, find your old mp3 collection, convert all those CDs you never play anymore. You want television? Don’t pay subscriptions for that either, buy an HD antenna, get your local stations over the air. If it doesn’t have everything you want, suck it up or pirate it, your call.

My point is, you can choose a different path, but it takes a choice.

You know, dumb flip phones are coming back, people are realizing they don’t need all the crap they’re paying for, it doesn’t all make life better. It takes conviction to trade in your smart phone for a dumb one, but people are doing it.

Replying to @⁨CanIFishHere@lemmy.ca⁩

Best Buy financing is pretty sick, 0% for 24 mos on high-dollar items. I bought a ~14-year-old house that still had the original washer and dryer in it and immediately replaced them with brand new, warrantied ones in a way that didn’t force me to pay extra to some do-nothing rent-taker and that I didn’t even feel the hit financially. Promotional shit like that feels scammy sometimes, but it definitely has its place if you use it judiciously.

Replying to @⁨SocialMediaRefugee@lemmy.world⁩

Heh, to some extent I think the hardware vendors have done this to themselves.

They try to balance “good TCO if you just buy it” but simultaneously say “but it sucks to own the equipment you need to pay us exorbitant services fees to make it easier to own”.

Nothing unique to IT, certainly car manufacturers love to first sell you on how robust the car is and then try to scare you into thinking it’ll turn to dust if you don’t buy extended warranties…

Replying to @⁨JensSpahnpasta@feddit.org⁩

Leasing is not renting

For tech stuff basically a financial entity buys the goods for you at full MSRP (they calculate a almost 100% depreciation over the term), then you pay that full price + interest over 48/60 installments, and when you’re done, they take the goods back and sell it back via some liquidator.

And because the financial entity bought the stuff for you especially to lease it, you’re contractually obligated to pay until the end of the contract, can’t just get it for a month and then be done with it

You paid $1200 to use something worth $900 for four years and then it’s not yours

Unless you’re a business and the accountant says that’s better for taxes, leasing something doesn’t make sense

Replying to @⁨GoatSynagogue@lemmy.world⁩

for cars it makes sense only if you really need to have a new vehicle every 3 years and you really need to have an all inclusive insurance that covers everything

otherwise you save thousands by taking a loan, get limited liability insurance, then sell it after 5-6 years

although the absolute savings (for a newish vehicle and not a shitbox) is to get a used one ex-leasing (max 3 years old, low mileage, all maintenance made correctly because the leasing company paid for it) then sell it after 3-4 years (or keep it until it becames a shitbox)

Replying to @⁨musicalphysics@discuss.online⁩

I have 110 dell 5420 AIO PC’s and fifteen 2019 mac AIO. I have had exactly one board failure, two screen failures and two nvme failures on the dells since 2019.

The 2019 dell AIO have had four bad screens which cost way more than the Dells to replace not counting extras like tape kits to reattach them. I’ve had five with bad ram. You have to completely disassemble them to change the ram. I’ve also had two of the macs develop non memory related failures. All of these were problems I had to fix after they went out of warranty. While they were in warranty I had one screen failure and one memory failure. So please tell me how good they are. I’m sure I will overlook the shit show time sink they represent for me to give your experience precedence over mine

Replying to @⁨musicalphysics@discuss.online⁩

It isn’t. You just lack the basic knowledge and experience to make the statements you make. Because I rub you the wrong way you can’t imagine I get along just fine with people.

You have limited experience with a few apple products. I’ve had to deal with a sample of fifteen purchased at the same time from apple. My sample has a high failure rate. When I started having trouble with them I found others who were having similar problems.

Goodbye.

Replying to @⁨TankovayaDiviziya@lemmy.world⁩

Given how long that would take, I’d guess that we will see OpenAI backing out of some of their purchasing commitments as a price pressure before then.

Sam Altman basically single handedly committed to buying almost half of the world’s RAM capacity, and on other fronts OpenAI has already backing out of some of its more egregiously stupid business decisions. I’m sure the purchasing commitments are only a matter of time to come up on that chopping block.

Replying to @⁨JensSpahnpasta@feddit.org⁩

On a practical note: we need to mock this to the point that anyone who actually does it will instantly be a social pariah. This needs to be so embarrassingly stupid that the companies who offer it literally blush, something non-human entities typically can’t do. Gamers Nexus had a good video about NZXT doing this and broke down the math for the numerically challenged.

Any other ideas for making this fail in a country where the consumer protection agencies are often worse than nobody paying attention at all?